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Serving Maryland, Pennsylvania, Delaware, Virginia and West Virginia
Two Locations - Rising Sun & Perryville, MD


Quick Quotes from VanDyke Insurance Group

Personal Catastrophe Insurance  

Mastercover - Keep It Safe Personal Catastrophe Liability

Keep It Safe

Would you be adequately covered if you were found responsible for these accidents?

  • While painting, a friend shattered his heel when the downspout he was holding onto broke away from the house. Although he was found partially responsible, the injury cost the homeowner he was helping $1.2 million.

  • A jury awarded $900,000 to the estate of a 43 year old father whose death resulted from an automobile accident. The award was based in part on the father’s future earning potential.

  • At an end-of-school swim party, a 16-year-old dove and hit his head on the bottom of the pool. He became a quadriplegic, and the case resulted in a $1.5 million settlement against the homeowner.

Is the risk that great?

Million dollar lawsuits are becoming all too common and more are occurring each year. Without adequate coverage, a large liability jury award can wipe out your property and financial security.

Who is at risk?

  • Families who drive a lot

  • Home and condominium owners

  • Renters

  • Anyone active in sports, such as golf, biking, skiing or mountain climbing

  • Boat owners

What does the MASTERCOVER policy cover?

MASTERCOVER a personal catastrophe liability policy, provides additional protection against the growing wave of exorbitant jury awards in personal liability cases. It doesn’t replace your present automobile and other personal liability policies. It does add an additional $1 million or more of protection to your existing underlying policy limits.

How much will it cost?

The ERIE Insurance Group’s MASTERCOVER Policy adds a lot of protection for a little amount of money. Ask your Agent how affordable an extra million dollars or more of protection can be.

Keep It Safe. Contact your ERIE Agent about MASTERCOVER’s important protection and affordable rates.

Equal professional service.

ERIE embraces the principle of “equal professional service,” which means that every applicant, Policyholder and claimant receives the high caliber service that is our hallmark. The ERIE does not tolerate unlawful discrimination, and we expect our Agents to adhere strictly to that nondiscriminatory philosophy as well. The ERIE assesses each risk on its own merits and relies on objective underwriting criteria designed to evaluate the nature and extent of each risk.  

    
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Do you have current insurance ?
If so, has it been in force continually for at least 3 years ?
Have you filed an Personal Catastrophe  Insurance Claim in the last five (5) years ?

 
 
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